Education Loan Santander


MAIN CHARACTERISTICS:

Loan for the payment of bachelor’s degree and postgraduate courses tuition.



Available: Bachelor’s Degree and postgraduate courses
Colateral:
Without real collateral with joint debtor
Insurance:
Life insurance
Rate: Fixed 9.9%
Commissions: No charge for commissions or advance payment.
Amount: Maximum amount $215,000 and between 30% y 70% of the tuition as a limit.
Flexibility: The approved amount will be divided by the remaining number of months.

For example: Approved amount: $215,000 Remainder semesters: 7

Amount per semester: $30,714






Requested Documentation


BOTH: (Fill out and sign)

• RIES – 125

• ASEG – 058

• ASEG – 059


STUDENT:

• Official identification (Voter ID or Passport)

• Residence verification (last two telephone bills)

• In the case of marriage, the marriage license will be required; in the case of marriage through joint property, the spouse's signature will be required on the application form.

• Declaration letter (requested by Santander bank, issued by the university).



JOINT DEBTOR:

• Official identification. (Voter ID or Passport)

• Residence verification (last two telephone bills)

• Job stability verification.

  -Employee Letter: issued by the company stating: Name, position, seniority and type of contract)

  -Sole proprietor: RFC inscription sheet.

• Income verification.

-Employee: Payroll voucher (last 3 months) Balance sheet where payroll is deposited (last 3 months)

-Sole proprietor with business activity: last 2 annual tax returns (2007 and 2008), last 2 provisional ISR payments, and inscription in SAT, and last 3 balance statements from a checking account.


NOTE: In the event that the annual tax returns do not justify the net required income, it will be possible to analyze it through cash flow of the last 6 balance statements of the main checking account. It should have minimum monthly deposit of $30,000.

• In the event of marriage the marriage license is required; in the case of marriage through joint property the identification and signature of the spouse will be needed.



Download and print your educational loan application forms here:




Education loan form FINNES
Life insurance








   CONTACT:

Laura León

Ejecutivo de Cuenta a Universidades
Módulo UPAEP

Tel.: 222 246 43 24 begin_of_the_skype_highlighting            222 246 43 24      end_of_the_skype_highlighting

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